Authorities Urge Car Homeowners to Guarantee Necessary Third-Occasion Insurance Protection to Keep away from Authorized Action

Tarun Karthick

Sri Vijaya Puram, 05 July 2025

The Transport Department has issued a public advisory reminding all car homeowners in regards to the necessary requirement of third-party motor insurance coverage as per the Motor Vehicles Act, 1988. The advisory highlights the authorized obligation underneath Section 146 of the Act, which prohibits the usage of motor automobiles in public locations with out a legitimate insurance coverage coverage.

The Ministry of Road Transport & Highways has reiterated that uninsured automobiles pose vital dangers not solely to the homeowners but in addition to different street customers within the occasion of accidents or harm. To tackle this concern, the Ministry has emphasised strict enforcement of the insurance coverage mandate.

Under Section 196 of the Motor Vehicles Act, driving an uninsured car—or permitting another person to take action—is a punishable offence. The penalties embrace imprisonment of as much as three months, a high quality of ₹2,000 for the primary offence, and ₹4,000 for subsequent offences. In some instances, each imprisonment and high quality could also be imposed.

Given the authorized provisions and security implications, most people has been strongly suggested to make sure their automobiles are lined by a sound insurance coverage coverage always. Authorities have warned that violators will face stringent motion as per the legislation.